SFCC cartridge development for the European "buy-now-pay-later" unicorn growing at light speed.

SFCC cartridge development


increased average basket size


higher conversion at checkout


merchant partners


Business environment

With the intensive rise of ecommerce, the popularity of "buy-now-pay-later" (BNPL) services has also reached a new height. How does buy now pay later work? The service allows to rationally spend money on purchasing by breaking down a large payment into smaller pieces.

As a rule, the payments are organized in the form of monthly subscriptions. Subscriptions have become the new normal, while BNPL services turned into an inseparable part of the digital shopping culture.

The global BNPL market has generated $90.69 billion in 2020 and is expected to reach $3.98 trillion in 10 years. The key players include Affirm, Afterpay, Klarna, PayPal, Sezzle, Splitit, Scalapay, and many others.


Project brief

If you visit a European ecommerce website, you will likely see Scalapay as one of the most popular payment options. Since its launch in 2019, the start-up raised $497 million in funding and partnered with 3,000+ fashion and luxury brands from Italy, France, Germany, Spain, Portugal, Finland, Belgium, Netherlands, and Austria. In February 2022, the company announced it reached a valuation of $1 billion and earned the status of a unicorn.

Scalapay partnered with Grinteq to build an SFCC cartridge to provide merchants with a novel way of flexible payments.


Project management


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SFCC cartridge development



Scalapay is an innovative BNPL service provider making the purchase experience more delightful. With its help, customers may do shopping in their favorite stores and not worry about its cost. All payments with Scalapay are handled by Stripe, a global leader in payment processing serving Amazon,, Shopify.

To extend the availability of their product to a wider audience, they had to enable it for Salesforce Commerce Cloud merchants.



Grinteq provided Scalapay with an overview of SFCC capabilities, and hidden roadblocks in different types of architecture. Together we discovered the most convenient way for their partners to add a new payment option to the list.

As a result, merchants can easily install the solution into their environment and use the product to its full potential. It ultimately drives new customers, increases conversion rates up to 11% along with the average basket size by 48%.

Mika, Grinteq

Mika, Grinteq

Strategy Advisor

Given the popularity of the SFCC, it's not surprising how many businesses view its enablement as a solid step forward towards new audience coverage and further growth. Proud to have partnered with Scalapay to contribute a more convenient digital shopping experience!


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